May 17, 2024

Why Did My Credit Score Drop? Common Reasons and How to Fix Them

May 17, 2024/ Clarissa Moore

Paying off a debt and seeing your credit score drop can be frustrating, especially when you were told that paying off your debts was a good thing. Your credit score impacts your ability to secure loans, credit cards, and even housing. In this article, we'll explore the common reasons behind a sudden drop in your credit score and provide practical tips to help you fix these issues. Stay informed and proactive to maintain a healthy credit score and secure your financial future.

April 06, 2024

Net Worth: What It Is and How To Calculate It

April 06, 2024/ Clarissa Moore

Discover the importance of understanding your net worth and how it can impact your financial health. In our comprehensive guide, we delve into why net worth matters, how to calculate it, and the tools you can use to track and improve it over time. Learn actionable tips to manage debts, increase assets, and plan strategically for different stages of life. Whether you're just starting out or gearing up for retirement, understanding your net worth is essential for making informed financial decisions.

February 27, 2023

Credit Reports 101

February 27, 2023/ Clarissa Moore

Credit reports are an important tool for understanding your financial situation. They provide a snapshot of your credit history, including all of the accounts you have open and how you manage them. Understanding how credit reports work can help you make better decisions about borrowing and managing debt. Credit reports can also help you protect yourself against identity theft and fraud. In this article, I’ll explain the basics of credit reports, including what information they contain, what information it doesn’t contain, why you should get a copy of your credit report, and how to get a copy of your credit report.

November 22, 2022

6 Ways to Hurt your Credit Score

November 22, 2022/ Clarissa Moore

Your credit score is important for many instances in your life and is made up of years of credit history. You can’t make up a good credit history overnight, but you can quickly hurt your credit score if you aren’t careful. Here are six ways you can hurt your credit score and how you can avoid it.

November 09, 2022

FICO vs. FAKO (Vantage) Credit Scores – What You Must Know

November 09, 2022/ Clarissa Moore

If you’re even partially interested in your credit score and you live anywhere on social media, you’ve likely heard a lot of debate between FICO vs. FAKO credit scores. While these terms correspond to your credit score, there is more to know about them because they are vastly different.