Why Co-Signing Is NEVER a Good Idea and How To Get Out Of It

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Why Co-Signing Is NEVER a Good Idea and How To Get Out Of It

Has a family member or friend ever asked you to co-sign for them and you either considered saying yes or actually said yes and went through with it? Well if you are considering co-signing for someone, I'm going to tell you why you should NEVER co-sign for anyone and teach you some easy and creative ways to say "NO". Now, don’t be discouraged, if you said yes and went through with it, I'm going to tell you how you can get your name off someone else's loan and why you should NEVER do it again.

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What Is Buy Now, Pay Later? How does it work?

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What Is Buy Now, Pay Later? How does it work?

Seeing an item you want but not having the cash to buy it can be frustrating. But, Buy Now, Pay Later programs put those days behind you, allowing you to spread the payments out for the item. You’ll likely see advertisements for this option in-store and online, so it’s important to know how it works. Here’s everything you must know about the program and how it works.

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6 Ways to Hurt your Credit Score

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6 Ways to Hurt your Credit Score

Your credit score is important for many instances in your life and is made up of years of credit history. You can’t make up a good credit history overnight, but you can quickly hurt your credit score if you aren’t careful. Here are six ways you can hurt your credit score and how you can avoid it.

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FICO vs. FAKO (Vantage) Credit Scores – What You Must Know

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FICO vs. FAKO (Vantage) Credit Scores – What You Must Know

If you’re even partially interested in your credit score and you live anywhere on social media, you’ve likely heard a lot of debate between FICO vs. FAKO credit scores. While these terms correspond to your credit score, there is more to know about them because they are vastly different.

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What You Should Know About Owning A Credit Card

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What You Should Know About Owning A Credit Card

Credit cards make purchasing and paying your bills so much easier. Using a credit card is also a good way to boost your credit score. However, failing to properly manage your credit cards can lead to a lot of unnecessary expenses. So selecting a credit card that’s right for you is important. Here’s what you need to know about owning a credit card.

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